A CLEARER NEXT STEP FOR YOUR BUSINESS
Find payroll software
that fits your team.
A few practical questions. A transparent shortlist.
No email gate. No sales call required.
YOUR NEXT STEP
Your payroll shortlist
Commercial disclosure: this finder uses ordinary provider links. No referral commission is enabled on these links. Compensation is never a ranking input.
Estimates are recurring software charges, not guaranteed quotes. They exclude wages, payroll taxes, sales tax, benefit premiums, accounting subscriptions, migration charges and unmodeled extras. All listed people are assumed billable that month. Confirm worker billing rules, location coverage, filing responsibilities, funding deadlines and total costs with the provider. Software does not guarantee legal or tax compliance; unusual employment arrangements may need professional advice.
How this shortlist is ordered
First, exclude unsupported or unverified must-haves. Then award two points per verified preference: time tracking, accounting integration and a complete modeled cost within your target budget. Select the highest-scoring, lowest-cost researched plan per provider. Sort by preference points, known price, then provider name. Benefits exploration adds questions, not points. Unknown prices sort last. These are fit rules, not quality ratings.
Compare payroll software for your small business
Use PrepToPay’s free payroll software finder to compare selected Gusto, OnPay and Patriot plans for U.S. employee payroll, with optional domestic contractors. Enter your team size, number of states, time-tracking needs, accounting integration and optional budget to build an explainable shortlist.
We check verified must-haves first, then compare preferences and modeled recurring software costs. The results are not quality ratings or a review of the entire market. Confirm current pricing, state coverage, worker billing and any required benefits eligibility with each provider.
Payroll software finder questions
Is this payroll software finder free?
Yes. You can use the finder without an account, email address or payment. Provider links are ordinary links; no referral commission is enabled.
Which payroll providers can I compare?
The finder includes selected Gusto, OnPay and Patriot plans. It focuses on U.S. employee payroll and optional domestic contractors. Contractor-only and international payroll needs are outside this comparison.
What do the payroll software cost estimates include?
Estimates model recurring plan charges, billable people, and researched state or time-tracking fees when applicable. They exclude wages, payroll taxes, sales tax, benefit premiums, accounting subscriptions, migration charges and unmodeled extras. They are not guaranteed quotes.
Why might no provider match my requirements?
A required capability may be unsupported or unverified, or a complete modeled price may exceed your hard budget. Keep genuine requirements unchanged and ask providers to resolve the stated gaps.
Are my answers shared with payroll providers?
No. Matching runs in your browser, and answers are not sent to providers or saved by this tool. Following a provider link opens its separate website.
Explore more free payroll, benefits and compensation tools from PrepToPay.
Privacy, sources and corrections
This finder calculates results in your browser. It does not save answers, send them to providers, or use analytics, advertising pixels or external scripts. Refreshing restores the defaults. Your browser may retain ordinary page history.
This website is hosted by Netlify. The website host may process standard request information such as IP address, browser details and request time to serve and secure the page. See Netlify’s privacy notice. Answers are not included in page URLs or requests. Following a provider link opens that provider’s website, whose privacy and cookie policies apply.
We compare a limited selection of researched plans using public official sources, not hands-on product ratings. Prices and capabilities can change. Last checked November 1, 2026. For a correction, email support@preptopay.com with the provider, page link and issue. Please do not send employee records or sensitive payroll information.